https://community.lumivero.com/s/question/0D5Jw00000eTQMyKAO/understanding-cancellation-is-%F0%9D%90%B8%F0%9D%93%8D%F0%9D%93%85%F0%9D%91%92%F0%9D%92%B9%F0%9D%92%BE%F0%9D%92%B6-actually-fully-refundable...